বৃহস্পতিবার, ২ ফেব্রুয়ারি, ২০১২

A look at major terror attacks in Southeast Asia (AP)

A look at major attacks in the Philippines, Indonesia and Malaysia attributed to the al-Qaida-linked Abu Sayyaf group and their allies from the regional terrorist network Jemaah Islamiyah.

? April 1995: Abu Sayyaf militants raid the mostly Christian town of Ipil in southern Philippines, killing more than 50 people after robbing banks and stores and burning the town center.

? April 2000: Abu Sayyaf gunmen seize 21 people, including Western tourists, from a Malaysian resort and take them to their Philippine stronghold on Jolo Island; most are released in exchange for millions of dollars in ransom reportedly paid by Libya.

? May 2001: Americans and other tourists are snatched from the Dos Palmas resort in the southwestern Philippine province of Palawan, starting a yearlong kidnapping saga that leaves several hostages dead, including Americans Guillermo Sobero and Martin Burnham.

? August 2001: 33 Christian residents of Balobo village on southern Philippines' Basilan Island are taken hostage and 10 are beheaded.

? October 2002: Triple bombings on Bali, Indonesia, kill 202, mostly foreign tourists, including 88 Australians. Police say al-Qaida helped fund the attacks.

? October 2002: A nail-laden bomb detonates in Zamboanga city in southern Philippines, killing four, including an American Green Beret. Four more bomb attacks during the month, killing 16, are blamed on Abu Sayyaf.

? August 2003: A suicide bomber attacks the J.W. Marriott Hotel in Jakarta, killing 11.

? February 2004: A bomb on a passenger ferry in Manila Bay kills 116 in the Philippines' worst terrorist strike.

? April 2004: Three crewmen of a Malaysian tugboat are abducted off Malaysia's Sabah state; they are believed to have either died of illness or killed by their captors.

? September 2004: A suicide bomber detonates a ton of explosives packed into a delivery van outside the Australian Embassy in Jakarta, killing 11 and wounding 200.

? February 2005: Almost simultaneous bombings in Manila and two southern cities kill eight and wound more than 100.

? October 2005: Triple suicide bombers kill 20 in attacks on restaurants in Bali.

? January 2009: Gunmen on Jolo kidnap three aid workers of the International Committee of the Red Cross from Switzerland, Italy and the Philippines. They are freed separately, reportedly after ransom is paid.

? July 2009: Suicide-bomb attacks on the J.W. Marriott and Ritz Carlton hotels in Jakarta kill seven people and wound more than 50.

? July 2011: Filipino militants kidnap an American, her teenage son and Filipino cousin. She is freed two months later and the boy escapes in December.

? February 2012: Gunmen seize two tourists, one Dutch and one Swiss, in Tawi-Tawi province in southern Philippines.

Source: http://us.rd.yahoo.com/dailynews/rss/asia/*http%3A//news.yahoo.com/s/ap/20120203/ap_on_re_as/as_philippines_terror_attacks_glance

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Options in Caring for the Elderly

Many of us with our own families and responsibilities are worried about how to meet the need for the care of a loved one. As the baby boomer generation ages, the options extend beyond traditional nursing home care. The choices available may range from adult day care facilities to senior home care. With an annual cost averaging $40,000-$100,000 annually, a nursing home facility is one of the more expensive options available. You will most likely want to consider this as a last resort, unless the specific needs of your loved one requires a residential facility with specialized training and medical care. If the medical needs of your loved one aren't as complicated, an assisted living care facility is a more economical option. Generally ranging from $25,000-$45,000 a year, an assisted living facility is for those individuals that still maintain a reasonable amount of mobility. Additionally, these facilities are geared for those that also have a reasonable degree of their mental capacities. If you desire to keep your loved one in the comfort of their home, In-home senior care is a third option. The costs for this type of care can widely vary. In-home senior care could cost anywhere from $20,000-$100,000 a year. The costs will be based on the individual requirements needed by your loved one. It could be general assistance or around the clock medical care. Adult day care is the most economical with costs generally ranging from $10,000-$20,000. Obviously, this type of care doesn't involve as much skilled nursing as required with many of the other options. If you care for your loved one in the evenings, this option is a consideration for their daytime needs while you work. It provides your loved one with companionship and activities that keep their minds active and engaged. To determine the right care for your loved one, make a list of your loved ones needs. Write down the pros and cons involved with each type of care. Talk with your family Doctor and seek his input based on the specific needs of your family member. Once you narrowed down the type of service needed, you can begin to investigate the different providers in your area. You obviously want to make sure you receive the best care, but keep in mind that costs will vary from facility to facility. A higher cost doesn't always mean a higher level of care. Always take the time to interview those that will be taking care of your senior. With options ranging from adult day care to senior home care, there are multiple ways to ensure your loved one receives the best care for their specific needs. It is a difficult time when the tables are turned and you must begin to care for the mother or father that has always provided for you. Take a little time to investigate all your options before making a final decision.

Source: http://wikiblog.wccards.k12.mo.us/groups/nutritionwebsitefun/weblog/26094/

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Science Shows How Exercise Might Help in Prostate Cancer (HealthDay)

TUESDAY, Jan. 31 (HealthDay News) -- Vigorous exercise causes changes in some 180 prostate genes among men with early stage prostate cancer, a new study suggests.

Included are genes known to suppress tumor growth and repair DNA, which might mean that exercise could prevent or delay progression of the disease, the researchers said.

"There are many reasons to exercise," June Chan, associate professor of epidemiology and biostatistics, and urology at the University of California, San Francisco, said during a Tuesday press conference. "Here's yet another great reason to exercise and it may offer a prostate cancer-specific benefit."

For the study, Chan's team compared prostate genes from 70 men with low-risk prostate cancer to normal prostate genes from 70 men.

The cancer patients in the study were undergoing "active surveillance" -- also known as "watchful waiting" -- rather than active treatment.

The men answered questions about how much and what type of exercise they did.

Chan's group found 184 genes that were differently expressed in men who did activities such as jogging, tennis or swimming for at least three hours a week, compared with genes in men who did less exercise.

Genes more highly expressed in men who did vigorous exercise included well-known tumor-suppressor genes associated with breast cancer, BRCA1 and BRCA2, the researchers found.

In addition, these men also had increased expression of genes involved in DNA repair, they noted.

The researchers hope to confirm their findings in a larger group of men who are undergoing active surveillance, and also among men who have experienced a recurrence of their cancer.

There are limitations to this study, Chan said. Most important, the study was small and so the results could be by chance, she said.

"If confirmed, the results suggest that vigorous physical activity might offer protection against prostate cancer progression," Chan said.

Exercise has also been found to have benefits for breast and colon cancer, the researchers noted.

The results of the new study are slated for presentation Friday at a meeting of the American Society of Clinical Oncology in San Francisco.

Because this research is being presented at a medical meeting, the data and conclusions should be viewed as preliminary until published in a peer-reviewed journal.

Dr. Anthony D'Amico, chief of radiation oncology, and a prostate cancer expert from Brigham and Women's Hospital in Boston, said that "this is an interesting, hypothesis-generating study that will require further testing and perhaps opens doors to exercise as part of future prostate cancer treatment, but it's too soon to tell."

In two studies last year, Chan's group found links between vigorous activity, such as brisk walking, and a lowered risk of prostate cancer progression and death.

In one study, which appeared in the February 2011 Journal of Clinical Oncology, men with prostate cancer who participated in three or more hours a week of vigorous activity had about a 50 percent lower risk of death from all illnesses, and a 60 percent lower risk of death from prostate cancer, compared to men who participated in less than one hour per week of vigorous physical activity, Chan said.

In the other study, published in the May 2011 issue of Cancer Research, men who walked three miles per hour or faster had about half the risk of prostate cancer progression of men who walked at two miles per hour or less, she said.

"These studies suggested that some form of cardiopulmonary exercise might offer specific benefits for prostate cancer," Chan said. "However, the molecular mechanisms by which physical activity exerts this effect on prostate cancer remains unknown."

More information

To learn about prostate cancer, visit the American Cancer Society.

Source: http://us.rd.yahoo.com/dailynews/rss/health/*http%3A//news.yahoo.com/s/hsn/20120201/hl_hsn/scienceshowshowexercisemighthelpinprostatecancer

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বুধবার, ১ ফেব্রুয়ারি, ২০১২

How to Preserve Your Wealth for Generations to Come | Building ...

Let?s talk today about ?trusts.? I know it might not sound terribly exciting, but if you want to preserve the wealth you?ve worked so hard to accumulate, and you want to pass some down to your children and grandchildren, and minimize estate tax, you need to read on.? Of course, it makes sense to take steps to preserve the wealth you?ve accumulated, so your children and grandchildren can enjoy some of the fruits of your labor. But not only that, you may also want to share and pass on some of your personal values which will be your legacy for generations to come. I will explain how you can do all of these things and more.

?All you need is a vehicle we call a ?Dynasty Trust.? First, let me say that most trusts are established with a finite duration. But the Dynasty Trust has a term that can span several generations or will last indefinitely.? This is a huge benefit. Let me tell you a little bit about the basic structure of this kind of trust. It?s actually very simple. Here is what you need to know:

  • You transfer selected assets?it could be a combination of stocks, bonds, and real estate?into a trust managed by an independent trustee, usually a financial professional or an institution.
  • The trust may be created as an ?inter vivos? transfer during your lifetime or as a testamentary transfer through your will.
  • Once established, such a trust is irrevocable. You can?t control it directly or change beneficiaries.

?Your trustee (the financial professional or institution) is responsible for investing trust assets. The goal, of course, is for the trust to be managed so that it will preserve most of its assets for the benefit of future generations.? Depending on the trust?s rules, income may continue to accumulate inside the trust or it may be paid out to beneficiaries, usually your children and other heirs. The trustee may also have discretion to use trust principal for the health, education, support, or maintenance of the beneficiaries or in other specified circumstances.

?One of your chief objectives for using a dynasty trust may be to minimize any estate taxes. Transferring assets to the trust removes them from your taxable estate, and through 2012, you can contribute up to $5 million to the trust (indexed to $5.12 million for 2012) ?or $10 million as a couple (indexed to $10.24 million for 2012) ?without owing gift or estate taxes. That?s good news for this year. But unless the current law is extended, those limits will fall to $1 million and $2 million, respectively, in 2013. And whereas the current law has a ?portability? feature that lets a surviving spouse use a deceased spouse?s unused exemption, that won?t be the case if Congress allows the law to expire. [1]

?Let?s talk about something I mentioned earlier?leaving a legacy. A wonderful aspect of the Dynasty Trust is that it can also be set up to help perpetuate values you hold dear. If you want your heirs to adopt your strong work ethic or your charitable inclinations, your trust might impose requirements related to those values that beneficiaries must fulfill in order to receive funds. Specifically, there could be rules related to working at particular kinds of jobs, demonstrating a commitment to charity, or meeting other kinds of ethical or religious benchmarks. Your trust can be set up to help heirs avoid the ?trust baby? syndrome that has often plagued wealthy families and to prevent spending sprees by irresponsible children or grandchildren.

?Another important objective you may have in setting up a Dynasty Trust may be to provide protection from any creditors. Because the trust, rather than its beneficiaries, owns the assets, creditors of your heirs won?t have access to the assets. And a Dynasty Trust?s indefinite or perpetual term means that protection will also be long-lasting. This feature can also safeguard assets against claims by a divorcing spouse.

?Hire And Fire, But Most Importantly?Don?t Wait!

I mentioned above (in the third bullet point) that you can?t control a Dynasty Trust directly, but you can reserve the right to hire and fire trustees and to provide guidance about investment policy. But don?t wait if you think a Dynasty Trust might benefit your family, it could be important to act soon, while the current estate tax provisions are in effect. Also, I understand that federal officials would like future rules to limit the duration of Dynasty Trusts. Time is of the essence.

?My team and I can work with you and your attorney to see how a Dynasty Trust might be integrated into your overall financial and estate plan.? ?Call me at 732-974-3770, write me at tom@froehlichfinancial.com? or visit us at www.froehlichfinancial.com .

?See you next time!

Tom?

Securities offered through American Portfolios Financial Services, Inc. Member: FINRA, SIPC. Investment Advisory services are offered through American Portfolios Advisors, Inc., an SEC Registered Investment Advisor. Froehlich Financial Group, LTD is not an affiliate of APA or APFS.

?Disclosure: If legal, tax, or other expert assistance is required, the services of a competent professional should be sought. This article is for informational purposes only.


Source: http://blog.froehlichfinancial.com/retirement-planning/how-to-preserve-your-wealth-for-generations-to-come/

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Syria troops push back rebels as UN fight looms (AP)

BEIRUT ? Syrian troops crushed pockets of rebel soldiers Tuesday on the outskirts of Damascus and the U.N. Security Council took up a draft resolution demanding that President Bashar Assad halt the violence and yield power.

U.S. Secretary of State Hillary Rodham Clinton told the Security Council that action to end the violence in Syria would be different from U.N. efforts to pacify Libya.

"I know that some members here may be concerned that the Security Council is headed toward another Libya," she said. "That is a false analogy."

"It is time for the international community to put aside our own differences and send a clear message of support to the people of Syria," Clinton said.

Russia, one of Assad's strongest backers, has signaled it would veto any U.N. action against Damascus, fearing it could open the door to eventual international military involvement, the way an Arab-backed U.N. resolution led to NATO airstrikes in Libya.

However, the Arab League emphasized that international military action was not being sought.

"We are attempting to avoid any foreign intervention, particularly military intervention" in Syria, Secretary-General Nabil Elaraby said. "We have always stressed full respect of the security, sovereignty and territorial integrity of the Syrian people."

Russia has stood by Assad as he tries to crush an uprising that began nearly 11 months ago. In October, Moscow vetoed the first Security Council attempt to condemn Syria's crackdown and has shown little sign of budging in its opposition.

Moscow's stance is motivated in part by its strategic and defense ties, including weapons sales, with Syria. Russia also rejects what it sees as a a world order dominated by the U.S.

The diplomatic showdown came as Syrian government forces took back control of the eastern suburbs of the capital, Damascus, after rebel soldiers briefly captured the area in a startling advance last week.

The fact that rebels made it to the doorstep of Damascus, the seat of Assad's power, was a dangerous development for the regime. The military launched a swift offensive Monday and on Tuesday crushed the remaining resistance in Zamalka and Arbeen.

But the suburbs were not entirely quiet. On a government-sponsored media trip, Syrian journalists heard at least seven explosions Tuesday from the eastern suburb of Rankous. It was not clear what caused the blasts.

Violence also was reported in the Baba Amr neighborhood of Homs in central Syria, a hotbed of opposition to the regime. Activist Mohammed Saleh said he heard hours of shelling and machine-gun fire, and thick black smoke was rising in the distance.

The smoke was believed to be from a pipeline that was struck, but details were not clear. Activists said regime forces' fire hit the pipeline, but that could not be confirmed.

The U.N. estimated several weeks ago that more than 5,400 people have been killed in the Syrian government crackdown, but has not been able to update the figure. The death toll from Monday's offensive was around 100 people, making it among the bloodiest days since the uprising began in March, according to the British-based Syrian Observatory for Human Rights and the Local Coordination Committees, an opposition group.

Activists said Tuesday's death toll was at least seven, although the LCC put the figure at up to 28. Syria prevents independent reporting, making it difficult to confirm events on the ground.

The bloodshed in Syria has increased in recent days as Western and Arab countries stepped up pressure on Russia over Security Council action.

The draft resolution demands that Assad halt the crackdown and implement an Arab peace plan that calls for him to hand over power to his vice president and allow creation of a unity government to clear the way for elections.

If Assad fails to comply within 15 days, the council would consider "further measures," a reference to a possible move to impose economic or other sanctions.

A French official said the draft U.N. resolution has a "comfortable majority" of support from 10 of the Security Council's 15 members, meaning Russia or China would have to use their veto power to stop it.

Russia had agreed to negotiate on the draft, said the official spoke on condition of anonymity in accordance with department rules.

French Foreign Minister Alain Juppe, who was planning to attend the Security Council meeting, ruled out foreign military action.

"Things are very different from what happened in Libya," he told French radio Europe-1 shortly before flying to New York on Tuesday. "For example, in Syria you have communities that are divided and any exterior intervention could lead to a civil war."

The Syrian uprising, which began with mostly peaceful protests, has become increasingly violent in recent months as army defectors clash with government forces and some protesters take up arms to protect themselves.

The violence has inflamed the sectarian divide in the country, where members of Assad's Alawite sect dominate the regime despite a Sunni Muslim majority.

Assad's regime has warned that the turmoil will throw Syria into chaos, religious extremism and sectarian divisions, a message that resonates among Alawites and minority Christians who fear reprisals from the Sunni majority.

On Tuesday, Syrian reporters were taken north of Damascus to see the Sednaya Convent, believed to have been build in A.D. 547. The site was damaged by artillery fire Sunday, in an attack the government blamed on "armed terrorists." No casualties were reported.

"Providence has salvaged this holy site," said Sister Verona, the head of the Sednaya Convent.

Also Tuesday, army defectors gained full control of the central town of Rastan after days of intense clashes, according to a town activist who identified himself as Hassan. He refused to give his full name, fearing reprisal.

The town was taken by defectors twice in the past only to be retaken by Syrian troops. Rastan is the hometown of former Defense Minister Mustapha Tlass, who held the post for more than three decades, mostly under Assad's father and predecessor, the late Hafez Assad.

___

AP writers Nataliya Vasilyeva in Moscow and Dale Gavlak in Amman, Jordan, contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/un/*http%3A//news.yahoo.com/s/ap/20120131/ap_on_re_mi_ea/ml_syria

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Obama meets Georgia leader amid Russia dispute (AP)

WASHINGTON ? President Barack Obama offered encouragement Monday for the former Soviet republic of Georgia's hopes for a preferential trade agreement with the United States, but said the country has a way to go in its economic reforms.

Obama praised visiting Georgian president Mikhail Saakashvili and said there is a "possibility" of a free trade agreement that is a top priority for Georgia. Obama said the U.S. will help Georgia strengthen its free market system with high-level dialogue, but did not address when or under what conditions that might expand.

Saakashvili thanked Obama for the possible free trade agreement.

"That's going to attract lots of additional activity to my country," he said.

Later, in a meeting with reporters he said that the White House meeting and Obama's words had great symbolic importance for his country. Though Georgia has recovered in many ways from its 2008 war with Russia, it still suffers from tensions with its much larger neighbor and looks to the United States for support.

Georgia's leverage in asking for trade advantages grew last year, when it quietly dropped objections to Russian membership in the World Trade Organization. Georgia is probably the most hostile toward Moscow of the now-independent nations that were once part of the Soviet Union.

Russian WTO membership was part of Obama's efforts to repair relations with Russia that hit a low point following the Russian invasion of Georgia over a territorial dispute.

Saakashvili told reporters that the Obama administration's so-called reset with Russia had not come at Georgia's expense.

"We have no reason to complain, and today's meeting clearly proved that," he said.

He said and that he believed the improved relations between Washington and Moscow had deterred further Russian aggression.

Sitting with Saakashvili following an Oval Office meeting, Obama said the two discussed the importance of protecting minorities and the rule of law, an apparent reference to alleged political power plays by Saakashvili's party and the recent arrest of journalists and others on allegations of spying for Georgia's rival Russia. But Obama praised Georgia as an example of democracy in the former Soviet region.

Obama said scheduled democratic elections, in which Saakashvili intends to step aside, "will solidify many of the reforms that are taking place."

Critics have accused Saakashvili of trying to engineer constitutional reforms that would allow him to pull strings from offstage, in the manner of Russian Prime Minister Vladimir Putin, after he leaves office in 2013. Saakashvili denies it.

Obama appeared to make an oblique reference to that debate by saying that he was "anticipating fair and free elections" and "the formal transfer of power" in Georgia.

Saakashvili, who has been president since 2004, has sought to steer Georgia toward joining the European Union and NATO. He has been credited with economic and anti-corruption reforms, but opponents have accused him of stifling media freedom and sidelining the opposition, and criticized his handling of the disastrous 2008 war with Russia.

Obama did not mention that war, or the underlying dispute, during brief remarks to reporters following Monday's meeting.

Earlier, however, White House press secretary Jay Carney said Obama would reaffirm U.S. support for Georgia's "territorial integrity" within internationally recognized borders. That's a reference to the dispute over a breakaway region of Georgia that prompted the war.

Obama said the two leaders discussed security issues, and he thanked Saakashvili for Georgia's contribution of troops to the war in Afghanistan.

Saakashvili said that Obama pledged to intensify security cooperation and help Georgia improve its self-defense capabilities.

Georgia is looking to Obama for a road map to NATO membership, something Russia opposes.

Saakashvili said that he expected that Georgia would see progress toward membership at NATO's summit in Chicago in May.

____

Associated Press writer Desmond Butler contributed to this report.

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/ap/20120131/ap_on_go_pr_wh/us_us_georgia

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SocialCam Is Growing, But It?s The Latest Alum Startup Returning To Y Combinator Anyway

Screen Shot 2012-01-30 at 3.34.27 PMHaving spun out of online broadcaster Justin.tv last year, SocialCam has managed to get a strong footing on iOS and Android. It passed 3 million downloads in December, and it's now sending 3 million notifications a day, with video uploads and following counts up by 700% and 800% in the last few months, according to cofounder Michael Seibel. But the three-man team is going back into Y Combinator, the early-stage seed fund that Justin.tv had grown out of, instead of taking the more obvious routes of raising venture funding or simply continuing to build on its own.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/hn5KTKYBVzY/

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